Capital One Quicksilver Secured Review: A Rewarding Credit-Building Card

Table Of Content

• Best Capital One credit cards of April 2024
• Small business: Cash back + no annual fee
• Capital One Platinum Credit Card
• Best Offers
• Best for fee-conscious travel rewards

But it’s awesome that they give you the ability to slap your own image on the front. Children under 2 years of age can enter with a cardholder at no charge and enjoy all of the lounge’s amenities. If you instead hold the Capital One Venture Rewards Credit Card card or the Capital One Spark Miles card, you will enjoy two complimentary Capital One Lounge passes valid until December 31, 2024.

Best Capital One credit cards of April 2024

Although it has an annual fee, this card offers a simple cash-back program with unlimited earning potential and flexible redemption options. You’ll also get access to Capital One CreditWise®, which helps you monitor your credit and identify ways to shore up your score. As you use the card responsibly, the bank will automatically consider you to increase your credit limit. Cash back rewards do not expire for the life of the account and can be redeemed for any amount.

Small business: Cash back + no annual fee

Fortune Recommends™ and CardRatings may receive a commission from card issuers. Check if you're pre-approved for card offers with no impact to your credit score. People with excellent credit are more likely to qualify for the Quicksilver card, which has no annual fee, a lower interest rate, and new cardholders can earn a welcome bonus and take advantage of an intro APR promotion. However, the QuicksilverOne card charges a $39 annual fee and targets people with fair credit. As a new cardholder, you can earn a welcome bonus and enjoy 15 months of interest-free financing on purchases and balance transfers. Take advantage of the Capital One Quicksilver benefits to maximize the value of your card.

Capital One Platinum Credit Card

Applying for the QuicksilverOne card takes just a few minutes; you can complete the process online. Expect to provide details about your residence, income, employment and financial obligations. When you’ve accumulated rewards, you can use the money to pay down a recent purchase. Learn the best ways to earn and redeem your Capital One miles to get the most out of the rewards program. Once you’ve found a new card that makes sense for you, you can complete the entire upgrade process either online or over the phone.

The Capital One SavorOne Cash Rewards Credit Card offers bonus cash-back rewards on everyday purchases, such as dining, entertainment and groceries. With no annual fee, it’s a great beginner cash-back card (see rates and fees). If you feel like paying an annual fee negates your will to learn about travel rewards, the Capital One VentureOne is the perfect place to begin. With no annual fee and a simple 1.25 miles per dollar rate on all purchases, you’ll earn miles that can be used for travel purchases or transferred to Capital One’s 15+ airline and hotel partners. Read our full review of the Capital One VentureOne Rewards Credit Card. Capital One Rewards are unlimited and don’t expire as long as you hold the card.

Capital One QuicksilverOne Cash Rewards Credit Card Review 2024 - Forbes

Capital One QuicksilverOne Cash Rewards Credit Card Review 2024.

Posted: Wed, 04 Dec 2019 12:25:15 GMT [source]

Capital One reviews Capital One Quicksilver Secured Cash Rewards Credit Card accounts for a potential credit limit increase with no additional deposit after the account has been open for at least six months. Lee Huffman spent 18 years in banking and investments and now uses that insider knowledge to write about credit cards, travel, and other personal finance topics. Lee enjoys showing people how to travel more, spend less, and live better through the power of travel rewards. And if you use your credit card responsibly, adding another line of credit could potentially help you improve your credit scores. This is because a new credit account raises your overall credit limit, which can help lower your credit utilization ratio.

Take the time to review your credit, compare card costs and find a card that offers benefits that work for you. Getting familiar with the different types of cards and how they work can help you find the best credit card for you. But unlike a credit card, charge cards don’t usually come with a set spending limit. Instead, charge accounts are often approved based on your financial history and your spending and payment habits.

Pros and cons of Capital One Quicksilver card

After that date, however, the interest that has been accruing since the purchase date is charged to the account. Depending on how creative you’re feeling, you could submit a photo of your dog, upload a custom pen-and-ink drawing or add your company logo. You could even submit a photo of yourself as an identity protection tool, making it harder for a thief to use your card in person. Yes, at six months, as a Capital One Platinum Card user, you automatically qualify for a credit line review, which could lead to a potential credit line increase. No, the Capital One Platinum Card does not offer cash back or any rewards.

Best for fee-conscious travel rewards

See the respective Guide to Benefits for details, as terms and exclusions apply.To view rates and fees for Capital One SavorOne Cash Rewards Credit Card please visit this page. Having a higher credit limit can be beneficial to your credit score because it reduces your credit utilization. If you were using $1,000 of credit on a card with a $5,000 credit line, your utilization would sit at 20%. Now keep using the same $1,000 on a $10,000 credit line and your utilization rate will only be 10%. Credit utilization accounts for approximately 30% of your credit score, and it’s typically best practice to have a utilization rate of 30% or lower.

Qualitative factors are those that affect how easy or difficult it is for a typical cardholder to get good value from the card. Our star ratings serve as a general gauge of how each card compares with others in its class, but star ratings are intended to be just one consideration when a consumer is choosing a credit card. Because credit card issuers look at credit scores and credit reports during credit card qualification, applying for a secured credit card may be an option to help build your credit if you have less-than-excellent credit. NerdWallet's credit cards team selects the best credit cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen as among the "best" in multiple categories.

However, we may receive compensation when you click on links to products from our partners. Both the Capital One Savor and the Capital One SavorOne Cash Rewards Credit Card require excellent credit, so upgrading may not be as much an issue of building better credit as it is being willing to pay the increased fee. We don’t recommend applying for too many cards at once, as hard inquiries reduce credit scores and multiple inquiries in short periods of time often reduce the chances of approval.

Cancelling the New Sea-Launched Nuclear Cruise Missile Is the Right Move

Table Of Content

• Deployment
• Development
• New US nuclear chief takes fresh stance on sea-launched cruise missile
• Russia Fires Kh-101 Cruise Missiles into Syria
• Cancelling the New Sea-Launched Nuclear Cruise Missile Is the Right Move
• Kh-101 / Kh-102 Development

But more than the mere presence of the capability, the perceived willingness to use it is of critical importance to deterrent effect. Despite the sea-launched cruise missile’s low-yield warhead (and perceived “usability” in a conflict), it is difficult to envision a scenario in which the United States would resort to the first use of nuclear weapons. While critics have rightly focused on the program costs and timing of delivery, potential operational challenges for the Navy, and redundancy, proponents have countered that the new cruise missile will enhance deterrence and reassure allies facing adversaries with stocks of tactical nuclear weapons.

Deployment

Indeed, policymakers have already expressed concern with the SLCM-N detracting from core naval missions, “such as tracking enemy submarines, protecting United States carrier groups, and conducting conventional strikes on priority land targets,” according to introduced legislation. The Navy will also lose missile tubes when the Ohio-class guided-missile submarines (SSGNs) retire in the FY 2026 to FY 2028 timeframe. While the VPMs are intended to make up for lost space provided by the large SSGNs, the Navy’s total missile capacity will still decrease. Critics of nuclear deterrence argue that the SLCM-N will negatively impact stability with U.S. adversaries or start an arms race.

Development

It didn’t immediately provide more details about the numbers of missiles fired or their flight characteristics. The case for the SLCM-N’s contribution to deterrence and national security is clear, as initially made by the 2018 NPR. The more important questions and concerns lie in the practical and feasibility implications of acquiring the SLCM-N. DOD will have to decide on which platforms it will deploy the SLCM-Ns, where any outcome would likely impact critical conventional naval missions. While decisions such as platform, number of missiles, missile technology, and concept of operations have been examined in the AoA, this paper discusses potential options and outcomes to inform future policymaking. Ultimately, while developing the SLCM-N will require trade-offs, its development would provide a significant operational impact and is possible at a low cost.

New US nuclear chief takes fresh stance on sea-launched cruise missile

On September 22, the Russian submarine Veliky Novgorod (B-268) fired an unknown number of Kalibr cruise missiles (SS-N-27/30A) from a submerged position at targets in Syria’s Idlib province. The missiles traveled 300 km before striking command centers, armored vehicles, and training facilities. The report in state media came a day after South Korea’s military said it detected the North firing several cruise missiles into waters off its western coast.

A Better Case for SLCM-N Proceedings - April 2024 Vol. 150/4/1,454 - USNI News

A Better Case for SLCM-N Proceedings - April 2024 Vol. 150/4/1,454.

Posted: Sun, 31 Mar 2024 13:32:09 GMT [source]

Since the end of the Cold War, the policy of successive U.S. presidential administrations — including the Trump administration — has been to limit the United States’ reliance on nuclear weapons. Polling indicates that while a plurality of Americans would support Taiwan in the event of an attack by China, direct military action to defend the island remains unpopular. These are neither the diplomatic nor the domestic political foundations for a credible threat of limited nuclear use in response to conventional aggression by China. The SLCM-N was recommended early in 2018, but it took several years for officials to complete the military requirements and conduct an analysis of alternatives. By this point, there was a new administration, and the Biden administration’s Nuclear Posture Review (NPR) reversed the SLCM-N decision in 2022. While there was no disagreement over the regional nuclear threat or the need to counter adversary limited nuclear use, the Biden NPR concluded that the threat could be handled with existing—and soon to be modernized—nuclear forces, thereby avoiding the costs of a new program.

The presence of two nuclear-armed states increasingly hostile to the United States in the Indo-Pacific presents an increasingly complex strategic deterrence challenge to the United States. Even though the United States has thousands of nuclear warheads on land- and sea-based ballistic missiles that can reach the same targets intended for the LRSO, the military argues that a new nuclear standoff weapon is needed to spare a new penetrating bomber from enemy air-defense threats. Advocates of the sea-launched cruise missile program imply that it will enhance general deterrence. As a result, the probability that an adversary would undertake provocative action in the first place would decrease, making the United States and its allies more secure.

They may also question U.S. assurance commitments in general should the United States ignore the growing disparity with Russia and China. A nuclear capability that can be deployed in allies’ own regions can help reinforce that the United States is committed to the extension of its nuclear umbrella. Additionally, because it is sea-based, the SLCM-N can provide this benefit without the need for additional basing requirements. For this reason, NATO and Pacific allies would likely support the SLCM-N because it would improve deterrence of their aggressive neighbors without provoking domestic protests against nuclear weapons basing. A cruise missile is a jet- or rocket-propelled missile that flies aerodynamically at low altitude using an automated guidance system (usually inertial navigation, sometimes supplemented by either GPS or mid-course updates from friendly forces) to make them harder to detect or intercept. They have a shorter range and smaller payloads than ballistic missiles, so their warheads are smaller and less powerful.

So “having standoff and stealth is very important” given how long the long-range bomber will operate into the future. One of them, Sergei Karaganov, a top Russian foreign affairs expert who advises Putin’s Security Council, has argued that Moscow should ramp up its nuclear threats to “break the will of the West” or even launch a limited nuclear strike on NATO allies in Europe if the West fails to stop supporting Ukraine. It is believed to be able to carry a nuclear warhead or a conventional one, and potentially could stay aloft for a much longer time than other missiles and cover much more distance, thanks to nuclear propulsion.

Kh-101 / Kh-102 Development

But that could constrain those submarines from conducting their existing conventional missions. Instead, the Navy might retrofit a portion of its attack submarines to carry SLCM-Ns in addition to conventional weapons, allowing those boats to continue their conventional missions. During the Cold War, the deployment of TLAM-Ns on ships along with conventional missiles did not change the ships’ general mission to implement the Navy’s maritime strategy. One advantage of this option is that U.S. adversaries would not know which boats carried nuclear weapons, increasing uncertainty and deterrence. Indeed, much of the SLCM-N’s contribution to deterrence may be achieved with a relatively modest deployment, creating another opportunity to manage trade-offs. Allies may question the credibility of a U.S. response to limited employment of nuclear weapons in Europe or the Indo-Pacific using its high-yield, strategic nuclear forces.

Also, the eventual Soviet Fractional Orbital Bombardment System (FOBS) that served a similar purpose—it was just deliberately designed to deorbit before completing a full circle—was phased out in January 1983 in compliance with the SALT II treaty. Kim last week described the Pyongyang monument as an “eyesore” and called for its removal while declaring that the North was abandoning long-standing goals of a peaceful unification with South Korea and ordered a rewriting of the North’s constitution to define the South as its most hostile foreign adversary. He accused South Korea of acting as “top-class stooges” of the Americans and repeated a threat that he would use his nukes to annihilate the South if provoked. The ACM was supposed to undergo a life extension program to extend it to 2030, but after only 15 years of service the missile was retired early in 2007. An Enhanced Cruise Missile (ECM) was planned by the Bush administration, but it never materialized.

First, the SLCM-N can be deployed to the European or Indo-Pacific regions, increasing flexibility by providing the president with a proportional, credible response option. Deploying a regional nuclear system that can more proportionally respond to limited nuclear employment can convince adversaries with more certainty of U.S. willingness and capability to respond to even a limited nuclear attack. Rather than maintain the same nuclear posture meant for the previous strategic environment, the 2018 NPR recognized that U.S. posture must adapt to reflect the changed threat and proposed the development of two supplemental capabilities to increase the diversity and flexibility of U.S. nuclear forces. The first capability is a low-yield warhead for submarine-launched ballistic missiles (SLBM), the W76-2, which was deployed in early 2020. The 2018 NPR required the Navy to conduct an Analysis of Alternatives for development of the SLCM-N. The AoA will answer questions on SLCM-N development and concept of operations, including the platforms on which SLCM-N will be deployed, the number of missiles to acquire, and whether the SLCM-N will utilize old TLAMs, technology from the LongRange Standoff Weapon program (LRSO), or new technology.

Precise navigation would enable United States submarines to get an accurate fix of their positions before they launched their SLBMs, this spurred development of triangulation methods that ultimately culminated in GPS.[14] The motivation for having accurate launch position fixes, and missile velocities,[15] is twofold. It results in a tighter target impact circular error probable and therefore by extension, reduces the need for the earlier generation of heavy multi-megaton nuclear warheads, such as the W53 to ensure the target is destroyed. With increased target accuracy, a greater number of lighter, multi-kiloton range warheads can be packed on a given missile, giving a higher number of separate targets that can be hit per missile. There is no letter change in the US arsenal to distinguish the warheads of cruise missiles from those for ballistic missiles. Putting nuclear cruise missile on Virginia-class would be a quick and easy way of ramping up strategic capability. Currently, the only nuclear-armed subs are the fourteen Ohio-class ballistic missile subs, so SLCM-N on Virginia-class would more than double that at a stroke.

Because Russia and China have clear assured second-strike options available after a U.S. missile launch, preemptively launching nuclear weapons and risking nuclear retaliation when a chance exists that the U.S. missile launch was conventional would not be a rational response. North Korea’s advancing nuclear capabilities will also increase the challenge of deterring nuclear use at the regional level. Despite diplomatic efforts, the Kim regime continues to produce fissile material to build more nuclear weapons. It maintains an arsenal of short- and medium-range ballistic missiles that can strike a range of targets in the Indo-Pacific.

His statement was the first announcement of a successful test of the Burevestnik, which translates as “Storm Petrel.” It was first mentioned by Putin in 2018. The first satellite navigation system, Transit, used by the United States Navy, was first successfully tested in 1960. It used a constellation of five satellites and could provide a navigational fix approximately once per hour.

It makes anti-ballistic missile defense even more difficult, and even less economically viable, than before. Another concern is that because the United States also deploys conventionally armed cruise missiles, Russia or China will confuse a U.S. conventional cruise missile with a nuclear one and launch a nuclear attack in response. However, the logic that a state can characterize a warhead based on missile trajectory is fundamentally flawed when it is technically possible to put a nuclear payload on any type of delivery system. This problem is also not unique to the SLCM-N, as countries have deployed dual-capable weapons for years and this mistaken escalation has never occurred. In an escalating conventional conflict, a Russian or Chinese preemptive nuclear strike after a U.S. cruise missile launch is implausible.

The Navy and Air Force were developing their own technologies in parallel to solve what was essentially the same problem. To increase the survivability of ICBMs, there was a proposal to use mobile launch platforms (such as Russian SS-24 and SS-25) and so the need to fix the launch position had similarity to the SLBM situation. U.S. and South Korean officials have accused North Korea of providing artillery shells, missiles and other supplies to Russia for its war in Ukraine, possibly in exchange for economic assistance and military technology. Since entering service in 2012, the Russian air force has employed the Kh-101 several times in combat operations. Many observers have remained skeptical, arguing such a weapon could be difficult to handle and pose an environmental threat.

Russia has tested a nuclear-powered missile and could revoke a global atomic test ban, Putin says

Table Of Content

• Development
• Ballistic missile
• The Nuclear Sea-Launched Cruise Missile: Worth the Investment for Deterrence
• GET MORE WAR ON THE ROCKS
• Other delivery systems
• Deployment
• Russia Fires Cruise Missiles into Syria from Air and Sea

The SLCM-N will likely be deployed on surface ships, attack submarines, or a combination of the two. In 2018, General Hyten specified that DOD would examine deploying SLCM-Ns on different types of submarines and the Zumwalt-class destroyer. While the Ohio-class, or future Columbia-class SSBNs, will likely not be an option, the Virginia-class attack submarines (SSNs) would be the likeliest candidate for submarine deployment. The U.S. Navy currently maintains 19 Virginia-class boats and will continue procuring about two more per year as the older Los Angeles-class SSNs retire. The Virginia-class has both vertical launch tubes and torpedo tubes that can carry the conventional TLAMs.

Development

Most missiles are dual-capable, and the DF-17 missile might be able to carry a nuclear-capable hypersonic weapon. Additionally, China’s H-6K bomber can carry nuclear weapons, and China’s sea-based capabilities will improve with the development of the JL-3 SLBMs. For instance, should China decide to forcefully take Taiwan, it can use its regional nuclear forces to coerce the United States and constrain U.S. response options. The SLCM-N is a theater-range cruise missile armed with a nuclear warhead that can be launched from surface ships or submarines. During the Cold War, the United States deployed the TLAM-N on surface ships and submarines from 1983 to 1991 as part of its strategy to deter a Soviet attack on Europe. In particular, the TLAM-N supported the strategy of deploying nonstrategic nuclear weapons to link conventional forces in Europe with the U.S. strategic nuclear arsenal.

Ballistic missile

In addition to the cost of the W80-4 warhead itself, the cost estimate for completing the LRSO has not been announced but $227 million are programmed through 2019. In addition to these weapons costs, integration on the B-2A and next-generation long-range bomber (LRS-B) will add hundreds of millions more. “A low-yield, non-ballistic nuclear capability to deter, assure and respond without visible generation (similar to the characteristics of SLCM-N) offers additional options and supports an integrated deterrence approach,” Cotton wrote.

The Nuclear Sea-Launched Cruise Missile: Worth the Investment for Deterrence

It also precipitated a public backlash across Western Europe; it underscores the high threshold to effectively signal commitment in the face of an acute threat. The deployment of nuclear cruise missiles, while having the benefits of avoiding domestic political challenges of deployment of strike assets on the home territories of nervous allies, is likely to have only marginal reassurance benefits, at best. Third, a SLCM-N’s cruise missile trajectory contributes to the U.S. ability to effectively hold targets at risk and complements ballistic missile options.

Their expanding and diversifying arsenals may provide both nations options to escalate conflicts in novel ways to which the current U.S. nuclear posture would be challenged to respond. This trend erodes deterrence; China and Russia may be more willing to take risks or even strike first as the credibility and efficacy of a U.S. response diminish. Adding the SLCM-N to the U.S. arsenal is therefore stabilizing because it would begin to rectify this imbalance. But their description of the LRSO mission sounds a lot like old-fashioned nuclear warfighting that will add new military capabilities to the arsenal in conflict with the administration’s promise not to do so and reduce the role of nuclear weapons.

Cancelling the New Sea-Launched Nuclear Cruise Missile Is the Right Move - War On The Rocks

Cancelling the New Sea-Launched Nuclear Cruise Missile Is the Right Move.

Posted: Tue, 05 Dec 2023 08:00:00 GMT [source]

Large submarines (for example, Echo and Oscar classes) were developed to carry these weapons and shadow United States battle groups at sea, and large bombers (for example, Backfire, Bear, and Blackjack models) were equipped with the weapons in their air-launched cruise missile (ALCM) configuration. While air-based nuclear weapons remain a critical part of U.S. strategy, a sea-based regional nuclear missile can bolster these existing regional capabilities by more effectively operating against Russian and Chinese air defense systems. Sea-based, survivable submarines or even destroyers can operate in an extensive area and are difficult to find and destroy. Submarines are difficult to detect, and even Navy destroyers dispersed throughout the waters can make targeting difficult, especially if they have low observable characteristics, such as the Zumwalt-class.

SEOUL, South Korea (AP) — North Korea said Thursday it conducted its first flight test of a new cruise missile, as it expands its military capabilities in the face of deepening tensions with the United States and neighbors. The SLCM-N would provide a regionally present, sea-based, survivable option needed to fill a gap in U.S. nuclear deterrence capabilities. “We conducted the last successful test of the Burevestnik nuclear-powered global-range cruise missile,” he said without elaborating.

India is currently developing hypersonic BRAHMOS-II which is going to be the fastest cruise missile. The USAF adopted the AGM-86 for its bomber fleet while AGM-109 was adapted to launch from trucks and ships and adopted by the USAF and Navy. The truck-launched versions, and also the Pershing II and SS-20 Intermediate Range Ballistic Missiles, were later destroyed under the bilateral INF (Intermediate-Range Nuclear Forces) treaty with the USSR.

North Korea’s cruise missiles are among its growing arsenal of weapons aimed at overwhelming missile defenses in South Korea and Japan. They supplement the country’s huge lineup of ballistic missiles, including intercontinental ballistic missiles designed to reach the U.S. mainland. The 2018 NPR proposed the SLCM-N to address the threat environment, which has changed dramatically over the past decade.

This research became known as Project Pluto, and was directed by Theodore Charles (Ted) Merkle, leader of the laboratory's R Division. Originally carried out at Livermore, California, testing was moved to new facilities constructed for $1.2 million on 21 square kilometers (8 sq mi) at NTS Site 401, also known as Jackass Flats. The need to maintain supersonic speed at low altitude and in all kinds of weather meant that the reactor had to survive high temperatures and intense radiation. Ceramic nuclear fuel elements were used that contained highly enriched uranium oxide fuel and beryllium oxide neutron moderator. Finally, senior US military leadership must stay focused on this project—and on achieving it in parallel with other projects.

In a speech at a forum of foreign policy experts, Putin announced that Russia has effectively completed the development of the Burevestnik cruise missile and the Sarmat heavy intercontinental ballistic missile and will work on putting them into production. MOSCOW (AP) — Russia has successfully tested an experimental nuclear-powered cruise missile, President Vladimir Putin said Thursday, while also warning that the country’s parliament could revoke its ratification of a treaty banning nuclear tests. Often variants of the same missile are produced for different launch platforms (for instance, air- and submarine-launched versions). Nuclear weapons delivery is the technology and systems used to place a nuclear weapon at the position of detonation, on or near its target. Since the next-generation long-range bomber would also be the launch platform for those conventional weapons, it will be exposed to the same risks with or without a nuclear LRSO.

The first true weather satellite, the TIROS-1 was launched on the Thor-Able launch vehicle in April 1960.[10] The PGM-17 Thor was the first operational IRBM (intermediate ballistic missile) deployed by the US Air Force (USAF). The Soviet Union's first fully operational weather satellite, the Meteor 1 was launched on 26 March 1969 on the Vostok rocket,[citation needed] a derivative of the R-7 ICBM. While the first modern ballistic missile designed is the basis of contemporary rocket- and missilery, it never carried a nuclear warhead. Lee Sung Joon, spokesperson of South Korea’s Joint Chiefs of Staff, said that the missiles flew a shorter distance than previous North Korean cruise missile launches, which he said suggested that the North was trying to improve the performance of existing systems.